It's all fairly muddled: http://www.merchantequip.com/merchant-account-blog/1027/a-comparison-of-3-alternative-payment-methods http://www.merchantequip.com/merc

It's all fairly muddled: http://www.merchantequip.com/merchant-account-blog/1027/a-comparison-of-3-alternative-payment-methods http://www.merchantequip.com/merchant-account-blog/1027/a-co.... I imagine PayPal gets the worst rep because of its larger user base - though I could be wrong. Google Checkout has some horror stories, too. One of the last times this was discussed, a YC-funded start-up was mentioned: http://ycombinator.posterous.com/need-to-process-payments http://ycombinator.posterous.com/need-to-process-payments. I haven't seen nor heard anything about it, and it's US-only, but maybe pg can give us the inside scoop on the progress.