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Yes! I mainly use my credit card for everything online, including paypal, and that trick does get me on some occasions when I'm not paying close attention. It's
by christonog 16y ago
Yes! I mainly use my credit card for everything online, including paypal, and that trick does get me on some occasions when I'm not paying close attention. It's probably a cost saving measure as credit cards most likely cost more to transact with than bank accounts.
- oasisbob 16y agoIndeed. ACH processing is dirt cheap. I also wouldn't be surprised if the terms of ACH transactions are more favorable to PayPal than those of MasterCard/VISA. The ACH system has very strict rules guaranteeing payments once they clear the network, as opposed to the more consumer friendly rules that the card networks offer. ACH, afterall, is meant to be used by financial institutions that know exactly what they're doing.