I’m a little shocked it costs $20 ($10 to send and $10 to receive, and I’m unclear why the receiver seems to cop both fees) to send $2000 from a Canadian bank,

I’m a little shocked it costs $20 ($10 to send and $10 to receive, and I’m unclear why the receiver seems to cop both fees) to send $2000 from a Canadian bank, to another Canadian bank. That seems absurd. I don’t recall ever being charged for a domestic bank transfer in Australia (I believe the fee is 50c but a free quota is received each month).