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I said it before and I will say it again: We need a non-profit, simple, and universally supported small-payment system which enables a user to easily donate 1-5
by yoodenvranx 9y ago
I said it before and I will say it again: We need a non-profit, simple, and universally supported small-payment system which enables a user to easily donate 1-5$ to a random website without relying on Paypal or creditcards.
Flattr was a good step in the right direction but unfortunately it never reached critical mass.
If Google and Facebook combined their market force to introduce such a system then it would be an instant game changer when it comes to supporting websites. Nowadays I can use Facebook/Gmail to log into random webpages, why can't I also use those accounts for tipping?
- RealityCzech 9y agoBecause those sites make their money on ads.
- MasterPI 9y agoHonest question: Wasn´t the original idea of cryptocurrencies to be able to do exactly that? Small transactions for the web.
- Jaruzel 9y agoRelevant Link: https://arstechnica.com/tech-policy/2017/12/bitcoin-fees-rising-high/ https://arstechnica.com/tech-policy/2017/12/bitcoin-fees-ris...
- bitcoinmoney 9y agoBitcoin isn't the only cryptocurrency
- bitcoinmoney 9y agoYes. I thought of someone creating a website to do this but then nautilus could just put an ethereum address on their website to accomplish this.
- rtpg 9y agoSerious question: what about PayPal?
- CaptSpify 9y agoTheir business practices are so bad that I know I personally wouldn't feel comfortable using them.
- zanedb 9y agoHow do you propose the money will be collected without credit cards? I'm assuming you're including debit cards in that statement, but if not: Debit cards? Bitcoin? Wire transfer? ACH?
- datenwolf 9y ago> How do you propose the money will be collected without credit cards? Well in "civilized" countries with a modern banking system there'S this thing called "direct debit". It's how practically all recurring payment (rent, subscriptions, etc.) in, e.g. Germany, are done. An updated version for the Internet could work like the following (to the user): Say you want to subscribe to "Bob's totally cool online publication". During the subscription process, when it comes to payment method you're presented with a "reference number" (actually a cryptographic token, but don't scare average joe with that), which you are asked to enter in your bank's internet-banking system. You do so, the banking system goes through the usual 2FA process you already know and that's it. On the backside like this: - Encode cryptographic nonce and service URL into token. - Banking system uses token to identify which service to talk to and query if the contained user nonce is part of an ongoing transaction and within the timeout window. - If the query passes all checks, ask the user for 2FA (Smart-TAN, HBCI, you name it). - If 2FA is successfull send confirmation code to the service. - Service shows the user that the subscription was successfull.
- djsumdog 9y agoI've written about this before, The American Banking System is still in the 1990s: http://penguindreams.org/blog/the-american-banking-system-is-still-in-the-1990s/ http://penguindreams.org/blog/the-american-banking-system-is... As you've mentioned in Germany you have TAN numbers, in Australia and New Zealand you can send money to any person with their name and account number, free of any fee or charge. With companies like Paypal, Venmo and Square profiting so much from that gap, I doubt we'll ever see the US banking system work as well as those in the rest of the world.
- ClassyJacket 9y agoI doubt facebook want to help support any other websites. They want everything on facebook.