This seems like a rather naive approach to understanding the top one percent. Interviewing them and actually talking to them about their financial strategies s

This seems like a rather naive approach to understanding the top one percent. Interviewing them and actually talking to them about their financial strategies seems like a much better idea. Many people have done this and there are books written from this perspective. It doesn't surprise me in the slightest that they don't have much in their retirement accounts or mutual funds. Those are very middle class vehicles that are very inefficient. Most of the wealthy put their money in real estate investments, their own businesses, and high cash value life insurance.