4 ms·
This is what needs to happen. "identity theft" is what people fear. It would not happen if the banks got sued for big money and lost every time they lied to cre
by njarboe 9y ago
This is what needs to happen. "identity theft" is what people fear. It would not happen if the banks got sued for big money and lost every time they lied to credit agencies about debts you did not default on. All this data breach stuff is mostly a bait and switch tactic from the real problem stemming from bank slander.
Your security clearance report stolen by the Chineese from the US government OPM database[1]. This could be a real problem for you. Information anyone can get by paying for it? This would not be a problem if credit fraud and credit reports were not such a big problem.
[1] https://www.nytimes.com/2015/06/05/us/breach-in-a-federal-computer-system-exposes-personnel-data.html https://www.nytimes.com/2015/06/05/us/breach-in-a-federal-co...
- PeterisP 9y ago"if the banks got sued for big money and lost every time they lied to credit agencies about debts you did not default on" is pretty much the situation in most (all?) of EU; if you dispute the claim, then the debt can't be reported to anyone else unless they can prove that it was you, and no, "they knew your magic number and your mother's maiden name" doesn't count as evidence. Coincidentally, we don't have the same types of mass identity theft issues that USA has.