For what it's worth, Fractional Reserve banking could still work fine with bitcoin. You'd simply need a pool of coins and restrictions on full withdrawals and

For what it's worth, Fractional Reserve banking could still work fine with bitcoin. You'd simply need a pool of coins and restrictions on full withdrawals and how the coins are stored (aka end users don't know the specific coins they have been loaned, just that on request the holder will transfer coins up to their balance to a third party.