4 ms·

You pay, you get healthcare. Yeah, it's not cheap, but your max out of pocket for 2017 with a marketplace plan is just $7150. https://www.healthcare.gov/glossa

You pay, you get healthcare. Yeah, it's not cheap, but your max out of pocket for 2017 with a marketplace plan is just $7150. https://www.healthcare.gov/glossary/out-of-pocket-maximum-limit/ https://www.healthcare.gov/glossary/out-of-pocket-maximum-li...

vorotato 9y ago
When you get robbed, you pay and you don't get shot. Yeah it's not cheap....
- bufferoverflow 9y ago
  There's no free healthcare. You either pay it directly, or through taxes. Europeans pay high taxes, social security and VAT on most things. My brother in law pays almost 55% on his 80k salary in Italy. I don't think I ever paid over 38% even when I was making $160K in the US. If you look at the median salaries, $4.7K in premiums over a year is not a big deal, and then you spend another $7K in case you need to max out your insurance, which most people don't do until much later in life.
  - IWeldMelons 9y ago
    You and your employer pay for the insurance. This is the hidden 10% of tax, plus your out of pocket expenses you'd end up paying, if you get sick.
  - slededit 9y ago
    Except the US government already spends more public money per capita than Canada and doesn't have universal care. Your government is spending more and getting much less. http://www.businessinsider.com/us-spends-more-public-money-on-healthcare-than-sweden-or-canada-2017-4 http://www.businessinsider.com/us-spends-more-public-money-o...
ceejayoz 9y ago
> Yeah, it's not cheap, but your max out of pocket for 2017 with a marketplace plan is just $7150. That's not counting premiums, and that's just for a one-person household.
- bufferoverflow 9y ago
  Ok, for two+ person household it's $14k, but then it's double income. And the premiums are not horrible either. It took me two minutes to find a bronze level plan for $398.56 ($4782 per year). It's not much at all. It's cheaper than paying much higher taxes in most of the EU.
  - ceejayoz 9y ago
    > It's cheaper than paying much higher taxes in most of the EU. This is demonstrably false. https://en.wikipedia.org/wiki/List_of_countries_by_total_health_expenditure_per_capita https://en.wikipedia.org/wiki/List_of_countries_by_total_hea...
    - bufferoverflow 9y ago
      You're confusing GDP with taxes https://randomcriticalanalysis.files.wordpress.com/2014/11/taxrevenueaspctofgdplabeled.png https://randomcriticalanalysis.files.wordpress.com/2014/11/t...
      - ceejayoz 9y ago
        No, I'm not. As indicated in my link, Americans pay the highest per-capita costs (be it via premiums/copays, taxes, etc.) for healthcare in the world.
        bufferoverflow 9y ago
        No way Americans pay more in taxes than most of Europe. That's absolutely not true. If you want to compare to third world countries, I suggest you try and live there before telling us how great it is. You also have to consider that the US develops most novel drugs and therapies, by a wide margin. Are you taking and Chinese or Russian or African drugs? Neither do I.
empath75 9y ago
My wife and I both had insurance when our son was born-- and gold plated insurance, at that. I still went back and forth with the hospital for over a year arguing about bills, until they sent us to collections, even though they owed us $800 for overpayment. I had to threaten to take them to court before it was resolved. Our son was walking, and they still hadn't figured out how to bill us for it. I'm still not 100% sure they aren't going to resurrect those bills in another 6 months.

vorotato 9y ago

When you get robbed, you pay and you don't get shot. Yeah it's not cheap....

bufferoverflow 9y ago
There's no free healthcare. You either pay it directly, or through taxes. Europeans pay high taxes, social security and VAT on most things. My brother in law pays almost 55% on his 80k salary in Italy. I don't think I ever paid over 38% even when I was making $160K in the US. If you look at the median salaries, $4.7K in premiums over a year is not a big deal, and then you spend another $7K in case you need to max out your insurance, which most people don't do until much later in life.
- IWeldMelons 9y ago
  You and your employer pay for the insurance. This is the hidden 10% of tax, plus your out of pocket expenses you'd end up paying, if you get sick.
- slededit 9y ago
  Except the US government already spends more public money per capita than Canada and doesn't have universal care. Your government is spending more and getting much less. http://www.businessinsider.com/us-spends-more-public-money-on-healthcare-than-sweden-or-canada-2017-4 http://www.businessinsider.com/us-spends-more-public-money-o...

ceejayoz 9y ago

> Yeah, it's not cheap, but your max out of pocket for 2017 with a marketplace plan is just $7150. That's not counting premiums, and that's just for a one-person household.

bufferoverflow 9y ago
Ok, for two+ person household it's $14k, but then it's double income. And the premiums are not horrible either. It took me two minutes to find a bronze level plan for $398.56 ($4782 per year). It's not much at all. It's cheaper than paying much higher taxes in most of the EU.
- ceejayoz 9y ago
  > It's cheaper than paying much higher taxes in most of the EU. This is demonstrably false. https://en.wikipedia.org/wiki/List_of_countries_by_total_health_expenditure_per_capita https://en.wikipedia.org/wiki/List_of_countries_by_total_hea...
  - bufferoverflow 9y ago
    You're confusing GDP with taxes https://randomcriticalanalysis.files.wordpress.com/2014/11/taxrevenueaspctofgdplabeled.png https://randomcriticalanalysis.files.wordpress.com/2014/11/t...
    - ceejayoz 9y ago
      No, I'm not. As indicated in my link, Americans pay the highest per-capita costs (be it via premiums/copays, taxes, etc.) for healthcare in the world.
      - bufferoverflow 9y ago
        No way Americans pay more in taxes than most of Europe. That's absolutely not true. If you want to compare to third world countries, I suggest you try and live there before telling us how great it is. You also have to consider that the US develops most novel drugs and therapies, by a wide margin. Are you taking and Chinese or Russian or African drugs? Neither do I.

empath75 9y ago

My wife and I both had insurance when our son was born-- and gold plated insurance, at that. I still went back and forth with the hospital for over a year arguing about bills, until they sent us to collections, even though they owed us $800 for overpayment. I had to threaten to take them to court before it was resolved. Our son was walking, and they still hadn't figured out how to bill us for it. I'm still not 100% sure they aren't going to resurrect those bills in another 6 months.