> Anyone who doesn't understand the basics of how markets work (the people this article is aimed at) shouldn't be trading anything. (author here) I'll second t

> Anyone who doesn't understand the basics of how markets work (the people this article is aimed at) shouldn't be trading anything. (author here) I'll second that. Unfortunately, they are ... I've never personally felt so comfortable with "accredited investor" rules, they feel too much like "only the rich can get richer" - but junk-quality assets like this being marketed to normal people, I can appreciate why this sort of rule exists.