Using it wrong...would you not try using it exactly as described with $28,000 depending on it? He raised extremely valid points about labeling this 'user error'

Using it wrong...would you not try using it exactly as described with $28,000 depending on it? He raised extremely valid points about labeling this 'user error' but the 'correct' use case seems pretty kludge to me and highlights the crypto's shortfalls.