Then rent like the rest of us. Don't take a mortgage if you can't afford it. Rent and save a bigger deposit so you can take mortgage with lower repayments. The

Then rent like the rest of us. Don't take a mortgage if you can't afford it. Rent and save a bigger deposit so you can take mortgage with lower repayments. The idea that people should be rewarded for making poor choices / taking loans they cannot afford is really worrisome.