In this comment https://news.ycombinator.com/item?id=15940795 https://news.ycombinator.com/item?id=15940795 I described a procedure for a rideshare co-op in w

In this comment https://news.ycombinator.com/item?id=15940795 https://news.ycombinator.com/item?id=15940795 I described a procedure for a rideshare co-op in which the members provide their own capital, which, from a capital cost perspective, is a clear win (>20%) compared to the status quo of individually owned cars. The members may in addition decide it's even better for outside investors to provide the capital in exchange for the members paying a monthly fee, but this means the total benefit to members is even larger than the member-capitalized co-op scenario.