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I am in the same boat (except for living in SF not India). Been doing startups since I graduated 2 years ago. Near $100k loans from undergrad, needing to pay of

I am in the same boat (except for living in SF not India). Been doing startups since I graduated 2 years ago. Near $100k loans from undergrad, needing to pay off the convertible note from my first startup that didn't convert to equity, car payment and a few months into working on current startup where I haven't taken salary yet. Though the best thing I did was cancel my credit card a year ago. On the "up" side, I have never had a real, structured, paying job so I have never made real money. Just some scraps that my blog makes each month. So being broke and (trying to) live within my means has become natural.

onwardly 16y ago
2008 grad too. I like your second point here. I still live basically like a college student which makes it easy to live off very little. Heck, you should see some of the shitholes I've slept in in India to save $5 for the night. I made great money one summer working as a management consultant, but hated the work. The perks were great though: first-class international plane flights, no per diem and lots of extravagant meals, blahblahblah. None of that stuff means anything though. I'm not an ounce happier for sleeping in a nice room, or having an extravagant meal. Those things fade away as soon as they're done. But I've never been happier working for something that I care about and that's mine.