«banks aren't always open» There you have it. In an always connected world, it's practically an anachronism to have to wait the "next business day" to send a w

«banks aren't always open» There you have it. In an always connected world, it's practically an anachronism to have to wait the "next business day" to send a wire when you missed the cutoff time of the day :-/ Plus: irreversibility of txns, escaping corrupt governments seizing funds, escaping inflation, etc.