I disagree. If it takes consumers 22 extra steps to do something, they won't use it. I feel that's the problem with bitcoin. The other aspect is it's ripe fo

I disagree. If it takes consumers 22 extra steps to do something, they won't use it. I feel that's the problem with bitcoin. The other aspect is it's ripe for a company that already does transactions to take over. Pay-pal, Visa, AMEX, etc. I can already hear the Visa commercial tag line, "Just remember to take your Visa, because they don't take Bitcoin."