I have to agree with you because I'm in a similar boat. I've worked out an arrangement with my dad to pay back about half my loans interest free. The interest

I have to agree with you because I'm in a similar boat. I've worked out an arrangement with my dad to pay back about half my loans interest free. The interest itself doesn't amount to much on the principal, but it's a significant chunk of money. However, because we refinanced those loans onto his home equity line, he can deduct that interest. Currently I live at home and commute 1.5-2 hours into work. I don't expect to be doing this forever, it's a 1-2 year gig to knock my debt down by overpaying as much as possible. It helps that I have a well paying job for my major/area, too. All said and done, this is not ideal for me- I'd like to live on my own and shorten my commute. But my debt is not ideal either, so I'll take what I can to reduce that, even if it means living out of my childhood bedroom.