> The new fee structure is consistent with them desegregating the payments but it is not clear why they would do that. From what I've read, the credit card com

> The new fee structure is consistent with them desegregating the payments but it is not clear why they would do that. From what I've read, the credit card companies are complaining about partial refunds, which apparently occur much more often with Patreon. If I've got 10 creators I'm supporting for $1 each, and I decide I need a refund for one of them, well, Patreon only ran one $10 transaction. Now it's kind of a pain in the ass for the credit card company because I'm telling my credit card company it should be 10 transactions @ $1 and I want to refund $1, but what they see is one $10 transaction.