Yes, but even the innovation in those countries is concentrated in a few key cities. Akkra, Nairobi, j'burg, etc. There are huge disconnected swaths of people i

Yes, but even the innovation in those countries is concentrated in a few key cities. Akkra, Nairobi, j'burg, etc. There are huge disconnected swaths of people in all of those countries. It's nuts to imagine that Africa as a continent compares to the West in terms of fintech. We like to imagine Africa as a monolith; it's a terrible mistake.