I generally appreciate your commentary and authority on certain topics, but the "I'm right, you're wrong" / "I can't understand this rationale so I'm going to d

I generally appreciate your commentary and authority on certain topics, but the "I'm right, you're wrong" / "I can't understand this rationale so I'm going to dismiss it" attitude here certainly isn't going to get us anywhere either. I think we both agree that allowing anyone to invest without an accreditation is probably harmful, however don't you think it's worth discussing/investigating the negative externalities of such an accreditation?