Agreed there is real value, but creating a shadow banking system that is governed by unregulated actors isn't the solution. What's to stop a sophisticated bad a

Agreed there is real value, but creating a shadow banking system that is governed by unregulated actors isn't the solution. What's to stop a sophisticated bad actor like say, North Korea from manipulating cryptocoin markets in order to scam a bunch of Americans out of US Dollars? I know there is some belief that they're behind the recent Bitcoin rally...