Tech debt isn't just breaking changes though, and mono repo does nothing to curb all the other types of tech debt: * Accumulation of FIXMEs * Partial refactors

Tech debt isn't just breaking changes though, and mono repo does nothing to curb all the other types of tech debt: * Accumulation of FIXMEs * Partial refactors cut short after change in business reqs * Quick hacks near release time * "this could be done better if I had time" * Overdue re-architecture after accumulated changes and additions * Orphaned code * Commented out tests * etc etc