I used to work in finance and this theory makes a bunch of sense to me. One way they could address this is to focus bundling on the content side. The scenario

I used to work in finance and this theory makes a bunch of sense to me. One way they could address this is to focus bundling on the content side. The scenario. PatreonX then operates as a monthly online magazine with variable content (patronize/subscribe to the creators you like). Content from creators is held until the monthly publication date. Everyone is charged for the content they patronize on publication date. Creators are paid once the bookkeeping is done. The people who use Patreon to collect funds to support other activity could issue a monthly "progress report" as their content (a paragraph or two).