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The people I was asking were ambulance drivers, paramedics, nurses, etc. They weren't prepared to answer questions about the nuances of insurance agreements th

The people I was asking were ambulance drivers, paramedics, nurses, etc. They weren't prepared to answer questions about the nuances of insurance agreements the hospital has with random insurance companies. I can't blame them. And it's completely possible I was not asking the question in a precise enough answer to get the information I needed. My main point was that your basically screwed before you arrive, and you're just gonna have to cope with it after the fact. Expecting a patient going into an emergency room to understand, or have the capacity to, navigate "the fine print" stuff is not realistic, yet that's exactly what they expect that patient to do. It is quite lame.

watwut 9y ago
That does not really excuse the institution and a company might be fined in similar circumstance. It is not really random that you don't have a choice and nurse can't answer pricing issues correctly. Both don't just randomly happen to be beneficial for hospital. A lot of financial fraud by larger I stitutuon work exactly that way - put low level employees into situation where they are frauding either without knowing or by default or under pressure. If all management has to do is look the other way and collect benefit (and eventually blame paramedic), they will look the other way and punish employees who took longer to get you to hospital - cause you prefered cheaper one a bit further away. I don't expect injured patient to protect himself perfectly. However, I think we would all benefit if we labeled what happened to you accurately - a kind of fraud - instead of pretending it is ok, because system works that way.