Did they really just try to define "amount pledged" as different from "amount the end user actually pays" so they can say "well now you always get 95% of amount

Did they really just try to define "amount pledged" as different from "amount the end user actually pays" so they can say "well now you always get 95% of amount pledged" but, of course, not 95% of what the user paid. Seems like a bad experience for the user that wants to pledge X and gets charged X+fees. At least the people who are getting paid are used to Patreon taking a cut.