I think you captured this notion quite well and I think it's very interesting that for a decentralized system people have immediately given up on that so called

I think you captured this notion quite well and I think it's very interesting that for a decentralized system people have immediately given up on that so called benefit because it wasn't as easy to use as a trusted intermediary. Then the whole angle of "trusted" is complex due to the parties that you are entrusting and the number of issues that they have suffered. So then you look at banks and say ok, interesting, perhaps I haven't quite noticed the seamless ease of use layer that they provide, that I have undervalued simply because it's been a fact of life for so long it becomes invisible until you deal with the exact opposite.