5 ms·

I incorporated an LLC through Legalzoom a few years ago that I didn't end up using for its intended purpose, so I logged in to cancel the renewal. After spendin

by pault 9y ago

I incorporated an LLC through Legalzoom a few years ago that I didn't end up using for its intended purpose, so I logged in to cancel the renewal. After spending about 15 minutes combing through all of the account settings and reading the fine print I couldn't find any way to cancel the renewal (they must have forgotten to add that functionality to their UI), I gave up since the card they had on file was expired anyway, so I figured they would just cancel the service when they realized they didn't have a valid card on file anymore. Instead I got a bill from Caine & Weiner Commercial Collection Division for $160; no warning or notification from Legalzoom. I'm still super pissed about this and I definitely won't use or recommend Legalzoom to anyone anymore.

paulmd 9y ago
> I gave up since the card they had on file was expired anyway An expired credit card is not the same thing as one locked for fraud/lost card/etc. It is possible to charge an expired credit card, many banks will just roll the charges onto the new card instead.
- excitom 9y ago
  In my personal experience, as someone who has been taking credit card payments on the web for over 20 years, no. Charges to expired cards are not accepted.
  - FireBeyond 9y ago
    Charges to expired cards are not accepted. Charges that are both flagged as recurring, and set up before expiry can be accepted.
  - astura 9y ago
    Existing recurring charges can roll over.
- MR_FEET 9y ago
  i got hit with fraudulent charges from abcmouse.com . i had never even heard of them before .
- fgggrr 9y ago
  Huh? In my experience at least that is not the case. If a vendor no longer has your correct card details on file (which would certainly be the case if your old card expired and you were issued a new one), then the vendor's charges will be denied by your issuer whether you had a long standing recurring payment or not. I know this because I sometimes receive a 'payment overdue/problem processing your payment' notice from some subscriptions I forget to update when an old card expires.
  - colanderman 9y ago
    Auto-updating expired card info is absolutely a thing: https://www.creditcards.com/credit-card-news/recurring-charges-updater-1275.php https://www.creditcards.com/credit-card-news/recurring-charg...
ngold 9y ago
So you thought the website that caters lawyer services would just drop the case? Bold move Cotton.

by pault 9y ago

paulmd 9y ago

> I gave up since the card they had on file was expired anyway An expired credit card is not the same thing as one locked for fraud/lost card/etc. It is possible to charge an expired credit card, many banks will just roll the charges onto the new card instead.

excitom 9y ago
In my personal experience, as someone who has been taking credit card payments on the web for over 20 years, no. Charges to expired cards are not accepted.
- FireBeyond 9y ago
  Charges to expired cards are not accepted. Charges that are both flagged as recurring, and set up before expiry can be accepted.
- astura 9y ago
  Existing recurring charges can roll over.
MR_FEET 9y ago
i got hit with fraudulent charges from abcmouse.com . i had never even heard of them before .
fgggrr 9y ago
Huh? In my experience at least that is not the case. If a vendor no longer has your correct card details on file (which would certainly be the case if your old card expired and you were issued a new one), then the vendor's charges will be denied by your issuer whether you had a long standing recurring payment or not. I know this because I sometimes receive a 'payment overdue/problem processing your payment' notice from some subscriptions I forget to update when an old card expires.
- colanderman 9y ago
  Auto-updating expired card info is absolutely a thing: https://www.creditcards.com/credit-card-news/recurring-charges-updater-1275.php https://www.creditcards.com/credit-card-news/recurring-charg...

ngold 9y ago

So you thought the website that caters lawyer services would just drop the case? Bold move Cotton.