Sure, but the situation is already dire. What's the difference if it gets worse in three weeks? It might get worse in three weeks anyways, and at least if you t

Sure, but the situation is already dire. What's the difference if it gets worse in three weeks? It might get worse in three weeks anyways, and at least if you take the predatory loan you'll have some money to keep the electricity on for another few days. The loan won't improve your situation, but not taking the loan sure as hell isn't going to improve it either.