I realize this is a late reply, but I just saw this today. I think the idea isn't that this is a "just in case" service. More like, if someone sends you a mess

I realize this is a late reply, but I just saw this today. I think the idea isn't that this is a "just in case" service. More like, if someone sends you a message that they've got compromising photos of you and will release them unless you pay $XX,XXX then you would use the service. In the analogy, it'd be more like having the police live at your house after having a credible threat made against your life. Which is a thing that happens