> redlining ended Redlining is only one of the many racists housing practices that have existed and continue to exist today.l > in 1979 Have you even done an

> redlining ended Redlining is only one of the many racists housing practices that have existed and continue to exist today.l > in 1979 Have you even done any research on this topic? From a famous article[1] about the history of racism in housing: >> In 2011, Bank of America agreed to pay $355 million to settle charges of discrimination against its Countrywide unit. The following year, Wells Fargo settled its discrimination suit for more than $175 million. But the damage had been done. In 2009, half the properties in Baltimore whose owners had been granted loans by Wells Fargo between 2005 and 2008 were vacant; 71 percent of these properties were in predominantly black neighborhoods. > 37 non redlined years Those are also years of sub-standard schools, poor job prospects, and (in some cities) toxic levels of lead paint. Growing up in that kind of environment can limit your options severely. > it is not possible for your model to discriminate against Black people because it doesn’t know if anyone is black. I always like to assume ignorance over malice, so I will simply suggest that you should do a lot more research before making this kind of claim. [1] https://www.theatlantic.com/magazine/archive/2014/06/the-case-for-reparations/361631/ https://www.theatlantic.com/magazine/archive/2014/06/the-cas...