Staying in China right now and heavily use WePay. As a counter point to the article my experience has been that it totally sucks compared to a credit card. Cr

Staying in China right now and heavily use WePay. As a counter point to the article my experience has been that it totally sucks compared to a credit card. Credit cards offer consumer protections, convenience and don't require your cell phone to be charged. Given the choice they're a way better option. I would not characterize mobile payments as an "advancement".