They should break up the big insurance companies and not consolidate each point of sale area for more profit. Ex: A knee brace went over the $500 requirement t

They should break up the big insurance companies and not consolidate each point of sale area for more profit. Ex: A knee brace went over the $500 requirement to have a prior approval before issuance. No one knew this at the time so the doctor gave a cost price of $100 for the brace to avoid phone calls, letters, and time. Can we please eliminate medical bills if not sent to the patient within 90 days? 2-5 years late is just pathetic.