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>The risk is that poor people get basic care while rich people get full care, widening health disparities. In my experience, that's already the situation. Actu
by code_duck 9y ago
>The risk is that poor people get basic care while rich people get full care, widening health disparities.
In my experience, that's already the situation. Actually, reality is worse. The rich (meaning, upper middle class and not sick) get full care and even excessive care, while the poor get basic or no care, often emergency only.
If you go to a hospital for an emergency procedure, the level of care and follow up care depends on your insurance. When the hospital thinks they probably won't be paid for services they choose to not offer them. So, the poor get basic care... while rich people get full care.
- hiram112 9y agoThis may have been true pre-ACA, but it isn't the reality now. It's now a system where wealthy, government employees, and the poor (i.e. subsidized) have access to full care, and most of the middle class just goes without. In the past 5 years, I've gone from a decent $20 copay to a employer-sponsored high deductible to currently a fully out of pocket deductible of $2k before insurance pays a cent. I've begun rationing my prescriptions and simply skip the doctor unless it's a true life-or-death situation. The deductible for co-workers with a kid or two is something like $5k. That's on top of probably $10k in premiums a year.
- code_duck 9y agoRight, it is worse to have some money then none. But still, if you are super poor receiving free care, you do not get anywhere the same level of care as people with good insurance. But at least you're not paying tons of money for it or getting none (massive deductibles) like the middle class.