I guess I feel the same. I'm very sympathetic to people who, when making decent financial decisions, are unable to meet their basic needs. Poverty / under-earn

I guess I feel the same. I'm very sympathetic to people who, when making decent financial decisions, are unable to meet their basic needs. Poverty / under-earning like that just creates a constant stress that is completely debilitating and unproductive. It has a real psychic toll. It's just difficult for me to imagine not being able to make $100,000 work, save for a bunch of kids. But after all, those are somewhat of a choice as well.