Crap cars are a poor tax. They can't afford the lump sum payment for a nice car, so they basically pay the same amount or more but spread out over the life of t

Crap cars are a poor tax. They can't afford the lump sum payment for a nice car, so they basically pay the same amount or more but spread out over the life of their crap car. It's not that they don't know it's a terrible financial move, they just don't have any other options besides high interest loans or not owning a car (which likely means not being able to get to