Three out of the four "people" on this list are actually families, not individuals. So that $100k isn't going towards a single person- it's going to anywhere be

Three out of the four "people" on this list are actually families, not individuals. So that $100k isn't going towards a single person- it's going to anywhere between three to five people. At least one of them mentioned having medical debt. That is a rather huge difference than what you describe for your life. The other person is making $100k in a very high cost of living area. He's living as you do- frugal, paying down debt, and living within his means. He does raise a good point though- $100k does not feel like the fortune and there is still quite a bit of inequity.