Public schools do a disservice to low income students by not teaching personal finance, or if they do it's a short unit topic for a few weeks somewhere in high

Public schools do a disservice to low income students by not teaching personal finance, or if they do it's a short unit topic for a few weeks somewhere in high school. We should be drumming into heads from an early age the real cost of debt, the value of saving, time value of money, when debt makes sense and when it doesn't, etc. Anyone can open an online account at Vanguard. Imagine what could be done in a generation or two if people would participate in the markets instead of buying lottery tickets and being bitter and envious about "the rich"