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> Why is this preferable to using a credit card? My money isn't being debased while I hold it. Quite the opposite.

• emodendroket 9y ago
  In that case the credit card is even better, because your debt is being "debased" until you get a bill.
  • Frogolocalypse 9y ago
    I prefer to control my expenses thanks. Going into debt to pay for my consumption is not how I like to manage risk.
    • emodendroket 9y ago
      Anybody sensible who is making a software engineer's salary pays off credit cards in full at the end of each month, which is only "going into debt" in the most technical sense and incurs no interest charges.
      • Frogolocalypse 9y ago
        You are, of course, always free to exercise whatever risk profile suits your requirements. I don't like that system thanks. If it works for you, who am I to criticize?
        • emodendroket 9y ago
          What exactly is the "risk"? That I won't have the exact same money I would spend now in two weeks?