late 20s. Probably could retire right now; planning on retiring by 32-35. I save between 95-98% of my income. Max out all tax-advantaged accounts (401k, Roth I

late 20s. Probably could retire right now; planning on retiring by 32-35. I save between 95-98% of my income. Max out all tax-advantaged accounts (401k, Roth IRA if income is low enough). No children. Easiest mechanism, by far, is to reduce spending. After rent + eating out + drugs, I average between 100-200 a month in spending. I think, if you're able to reduce spending heavily, you should aim for the highest possible salary you can get, regardless of cost of living (well, no company in the world could afford to pay me to move to SFBA, but that's more for personal reasons). Value all options at zero -- all my compensation has always been in cash. Invest money. I prefer putting 110% into S&P 500 indices (low effort; typically 30-60minutes/year of work). Some people prefer rental properties. Do whatever is most diversified if your goal is retirement.