Fraud is the one and only word needed. Via https://en.wiktionary.org/wiki/fraud https://en.wiktionary.org/wiki/fraud: The crime of stealing or otherwise illega

Fraud is the one and only word needed. Via https://en.wiktionary.org/wiki/fraud https://en.wiktionary.org/wiki/fraud: The crime of stealing or otherwise illegally obtaining money by use of deception tactics. Legally speaking > Fraud must be proved by showing that the defendant's actions involved five separate elements: > (1) a false statement of a material fact ["I am John Doe"], > (2) knowledge on the part of the defendant that the statement is untrue [they are not John Doe], > (3) intent on the part of the defendant to deceive the alleged victim [they want money], > (4) justifiable reliance by the alleged victim on the statement [bank credit approves access based on identity], and > (5) injury to the alleged victim as a result [bank loses customer money]. (https://legal-dictionary.thefreedictionary.com/fraud https://legal-dictionary.thefreedictionary.com/fraud)