I'll tell you what my plan is. It will vary from your plan because we're different people and I'm in the UK. 1. Don't have children. They're probably the bigge

I'll tell you what my plan is. It will vary from your plan because we're different people and I'm in the UK. 1. Don't have children. They're probably the biggest expense that you'll ever have. 2. Find a partner who also doesn't want kids. Everything is cheaper when you're a couple. 3. Loyalty doesn't pay the bills. Whether it is your phone supplier or your employer - if someone is offering a better deal, take it. 4. Your equity in a start-up is worthless. Even on the chance that it does take off, there are some very clever accountants out there who will make sure you don't get much. 5. Remember Citizen Kane. "Well, it's no trick to make a lot of money...if all you want is to make a lot of money." At some point the quest for riches will be harmful to you. Make sure you have a release valve. Good luck!