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Yeah, I’ve considered this. Maybe in years where return exceeds 4%, you invest the excess.
by gallerdude 9y ago
Yeah, I’ve considered this. Maybe in years where return exceeds 4%, you invest the excess.
- TwiztidK 9y agoI'm going to assume you mean 'in years when 4% exceeds $80k, leave the excess invested'. As the whole point of using 4% as a safe withdrawal rate is that it allows the good years to balance out the bad years.