US bank accounts are federally insured by the FDIC or the NCUA. During the GFC hundreds of banks closed and every single account holder was made whole up to the

US bank accounts are federally insured by the FDIC or the NCUA. During the GFC hundreds of banks closed and every single account holder was made whole up to the limit of FDIC insurance. There was no cash liquidity issue for ordinary account holders. Trusting cryptocurrency over the FDIC is naive in the extreme.