I wasn't saying it was meritless, I'm just a big finance noob. So basically Unum is trading "risk of value going down/up" for "risk of smart contract bank run"

I wasn't saying it was meritless, I'm just a big finance noob. So basically Unum is trading "risk of value going down/up" for "risk of smart contract bank run"? EDIT: Also, I'm really interested since this is the first smart contract use case that I've managed to understand. Which is good since I'm all-in on ETH :) EDIT 2, for anyone reading this thread: here's the announcement thread, answers all the questions I had here: https://bitcointalk.org/index.php?topic=2473877.0 https://bitcointalk.org/index.php?topic=2473877.0