Because the risk of being out of pocket for a period of time is higher with debit cards than credit cards. If you just think of your credit card as a delayed b

Because the risk of being out of pocket for a period of time is higher with debit cards than credit cards. If you just think of your credit card as a delayed bill, where you can quibble over charges trivially, they're not like debt at all. Always pay off in full every month, automatically.