Adding to this: Reinvesting everything you can in a productive way is exactly what you want in a low-interest rate economy. It can be debated whether you should

Adding to this: Reinvesting everything you can in a productive way is exactly what you want in a low-interest rate economy. It can be debated whether you should also raise more/borrow in order to further increase investment, if you are capable of investing it in a constructive way.