There are several statutes that put the onus on financial institutions, arguably including any "credit card gateway" thanks to the Patriot Act, to detect and pr

There are several statutes that put the onus on financial institutions, arguably including any "credit card gateway" thanks to the Patriot Act, to detect and prevent money laundering. So by your own language, irrespective of what the purpose or the goal of the company is, anti-money laundering laws still apply.