Learning about it in your twenties isn't late but par for the course in the US. Some get to it even later, after they've been burned or struggling. There's no r

Learning about it in your twenties isn't late but par for the course in the US. Some get to it even later, after they've been burned or struggling. There's no required high school or university seminars on teaching people these basics and parents who might also not be great at this stuff aren't exactly reliable. The our culture doesn't exactly preach financial prudence either so give the kid a break. :-)