You don't need to get that deep. Most young people need to be filled in on basic information that they should have been taught in school, and that's where I wou

You don't need to get that deep. Most young people need to be filled in on basic information that they should have been taught in school, and that's where I would start: - A summary of the different kinds of retirement accounts, e.g. 401ks, IRAs, Roth vs traditional, etc. - Basic understanding of compound interest, and its impact on loans and investment growth - The importance of having savings for an emergency These things can be taught to young people without requiring a psych eval and a detailed questionnaire.