I'm not sure why you're getting down voted. Your point about finance professionals being sales people looking to fleece their customers is spot on. Maybe becau

I'm not sure why you're getting down voted. Your point about finance professionals being sales people looking to fleece their customers is spot on. Maybe because you're suggesting that people"invest" in the crypto bubble but the overall advice ("take time to learn about your investments") is sound. Plenty of young people on HN understand the underlying mechanisms of crypto-tokens.