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Uber provides insurance, but you’re welcome to prove me wrong. You only addressed one point...

jsjohnst 9y ago
This isn’t a court room, I don’t need to counter every point you made. Besides, your own wording implies that was the important point you were trying to make. Re: uber insurance Uber only provides additional coverage, you still need to have personal insurance too, and only for liability are they primary during a trip. https://www.policygenius.com/blog/insurance-secret-uber-doesnt-want-know/ https://www.policygenius.com/blog/insurance-secret-uber-does... Via another source: > Uber requires all of their drivers to have car insurance, and provides supplemental insurance coverage, but only while the app is on. Here’s how it works: When the Uber app is off, a driver is covered by their own personal car insurance. When the Uber app is turned on, a low level of liability insurance becomes active. When a trip is accepted, a higher level of coverage kicks in and remains active until the passenger exits the vehicle. Limited liability coverage only when there isn’t a passenger in the car, hence comprehensive is your personal insurance. If your insurance finds out you are using for business and you didn’t disclose (and pay a higher rate), guess what, your claim is denied and your insurance is dropped most likely. A simple google search provided that info. Edit: here’s the link on Uber’s own site to back up the policy. It clearly states the above, comprehensive is supplemental and only while a trip is active (Aka with passenger). https://www.uber.com/newsroom/insurance-ridesharing-uber/ https://www.uber.com/newsroom/insurance-ridesharing-uber/
- Domenic_S 9y ago
  Sure, but it’s pretty rude to drive-by a “no, you’re wrong” comment with no elaboration. I asserted that insurance costs with Uber wouldn’t exceed what you would likely already have without Uber, and you claimed that was wrong. I see nothing in your reply here that backs that up, only that Uber provides secondary insurance which is what I meant - although not quite what I said - in my above reply to you. Regardless, my original point, that you aren’t paying more for insurance, seems to stand.

This isn’t a court room, I don’t need to counter every point you made. Besides, your own wording implies that was the important point you were trying to make. Re: uber insurance Uber only provides additional coverage, you still need to have personal insurance too, and only for liability are they primary during a trip. https://www.policygenius.com/blog/insurance-secret-uber-doesnt-want-know/ https://www.policygenius.com/blog/insurance-secret-uber-does... Via another source: > Uber requires all of their drivers to have car insurance, and provides supplemental insurance coverage, but only while the app is on. Here’s how it works: When the Uber app is off, a driver is covered by their own personal car insurance. When the Uber app is turned on, a low level of liability insurance becomes active. When a trip is accepted, a higher level of coverage kicks in and remains active until the passenger exits the vehicle. Limited liability coverage only when there isn’t a passenger in the car, hence comprehensive is your personal insurance. If your insurance finds out you are using for business and you didn’t disclose (and pay a higher rate), guess what, your claim is denied and your insurance is dropped most likely. A simple google search provided that info. Edit: here’s the link on Uber’s own site to back up the policy. It clearly states the above, comprehensive is supplemental and only while a trip is active (Aka with passenger). https://www.uber.com/newsroom/insurance-ridesharing-uber/ https://www.uber.com/newsroom/insurance-ridesharing-uber/

Domenic_S 9y ago
Sure, but it’s pretty rude to drive-by a “no, you’re wrong” comment with no elaboration. I asserted that insurance costs with Uber wouldn’t exceed what you would likely already have without Uber, and you claimed that was wrong. I see nothing in your reply here that backs that up, only that Uber provides secondary insurance which is what I meant - although not quite what I said - in my above reply to you. Regardless, my original point, that you aren’t paying more for insurance, seems to stand.